Best 13 UPI Cashback Apps to Earn Rewards on Every Transaction

Send Money Via UPI and Get Cashback Best Indian Apps

Sending money to a friend or colleagues without knowing their bank account or ISFC (Indian Financial System Code) is no longer a Challenging task.

Making payments using the UPI services like Amazon Pay, Paytm, Google Pay, and PhonePe is both straightforward and rewarding, since the company gives cashback on every transaction.

Credit cards, debit cards, and Net Banking are all easy methods of payment, but adding UPI to the range of options makes it faster than any other method.

Using the UPI app is simpler than you would think. All you have to do is set up a new UPI account on the relevant app and start transferring money to your friends, shopping online, and making payments through third-party payment processors.

Make sure to take benefit of your new user registration bonus by transferring money to any UPI account or searching for a contact in your phonebook after creating UPI account.

List of Best UPI Cashback Apps in India |

1. Cred

Cred UPI Cashback Apps

CRED has introduced a UPI-based scan-to-pay option for its customers on its platform, which will be linked to their bank accounts and will enable debit transactions via QR code scanning.

Rewards are also being used by the corporation to boost the use of its payment service. Users can earn cashback at participating stores or Cred points that can be redeemed in the real.

Cred customers will be able to receive double points on partner merchants, deals on marquee brands, cashbacks, and tailored experiences when paying with this option.

Pay your first bill of Rs. 1000 and win exciting rewards including a joining bonus of upto Rs. 250.

2. Kiwi App

Kiwi UPI Cashback Apps

Kiwi provides a virtual RuPay Credit Card that is UPI-enabled, allowing you to make UPI payments to any retailer using your savings or credit card.

With Axis KWIK Rupay Credit Card, the Kiwi app is more lucrative. Apply for the lifetime free credit card and earn additional kiwi points with every purchase made with your free lifetime free credit card. You will also receive a welcome bonus when you make your first transaction with your Rupay credit card.

3. Paytm UPI

Paytm UPI Cashback Apps

Paytm app is a one-stop solution for all your daily requirements, and it also includes Paytm UPI. You can link your bank account to Paytm and send money to any UPI user or bank in a matter of seconds.

Paytm is well-known for offering cashback on shopping online, recharges, and bill payments. The same offer is valid with Paytm UPI. If you use Paytm, you can receive up to 750 in cashback when transferring or receiving money using UPI.

Send Rs. 1 or more to any Paytm Merchant UPI and you will receive a Rs. 100 scratch card.

4. PhonePe

PhonePe UPI Cashback Apps

With its offers and cashback, PhonePe has dominated the UPI market. Flipkart introduced PhonePe shortly after UPI started making waves in the industry.

PhonePe is an app that provides several payment methods for all of your online needs. With PhonePe, you can perform cell recharges and bill payments, use as a wallet to buy gift cards and movie tickets, and receive money back, direct discounts, and so on.

Send Rs. 1 or more to any UPI and you will receive a Rs. 100 Cashback.

5. Google Pay

Google Pay UPI Cashback Apps

Google Tej, now known as Google Pay, is one of GOOGLE's reliable and rewarding UPI Payment apps. They support practically every bank and provide an extra layer of security with pattern lock.

Google Pay not only supports UPI payments, but you can also pay your electric bill, mobile recharges and bill payments, movie tickets, and many more third-party payments directly from the app.

Google Pay provides new customers with sign-up rewards ranging from Rs. 1 to Rs. 250, depending on the terms of the offer.

Google Pay Referral Code: 762lt

6. Bajaj Finserv

Bajaj Finserv UPI Cashback Apps

You can use the Bajaj Finserv app to apply for personal loans, house loans, gold loans, and other types of loans online. You can buy online from over a million products at no-cost EMI, manage your money, receive insurance, and much more.

The Bajaj Finserv app provides users with a cashback reward in exchange for using the app. They also provide UPI payments to friends and merchants. You will also receive a bonus on your first UPI transaction.

Bajaj Finserv UPI Referral Code: 7AHY3T

7. MobiKwik UPI

MobiKwik UPI Cashback Apps

MobiKwik welcomes users to join their network and pay with UPI. As a result, they reintroduced the invite and earn offer. Only after our referred friend makes their first UPI payment through MobiKwik will we receive referral rewards.

If you are a new user and do not yet have a Mobikwik account, you may create one and access a wealth of offers on Mobile Recharges, Bill Payments, Credit Cards Bills, Travel Booking and lots more.

Send Rs. 50 to any Mobikwik UPI handle (@ikwik) and receive Rs. 20 back.

8. Freecharge

Freecharge UPI Cashback Apps

Freecharge UPI allows you to send money with a single tap. Scan any UPI QR code and use Freecharge to make a UPI payment.

Freecharge provides rewards on each UPI transaction made via scan and pay or to your contacts. As a new user, you will receive cashback on your first UPI transaction valued more than Rs. 50.

Freecharge UPI Referral Code: 92iMZh

9. Amazon Pay UPI

Amazon Pay UPI Cashback Apps

You can sign up for UPI using the Amazon Android App and create your own UPI ID (for example, phonenumber@apl). You can connect it to your savings account and begin making payments on the Amazon app and other third-party apps/websites that allow UPI.

Send money using Amazon UPI to get Amazon Pay Cashback, Travel Offers, Shopping Offers, and Recharge Offers and lots more.

Send Rs. 10 or more to any UPI and you will receive a scratch card.

Amazon Pay UPI Referral Code: QSTF56

10. Payzapp

Payzapp UPI Cashback Apps

Payzapp Is A Complete Payment Solution That Allows You To Pay With Just One Click. You Can Link Any Bank's Debit And Credit Card To Payzapp And Enjoy The Most Convenient And Secure Payment Method.

Link any bank account and create a PayZapp UPI handle to make quick payments at shops, online shopping, ticket booking, online food delivery, and many more services at any time, to anybody, and from any location.

Make your first (Non-UPI) transaction with the referral code to receive Rs. 50 cashback.

Payzapp Referral Code: freebies

11. Yuva Pay

Yuva Pay UPI Cashback Apps

For all of your digital bill payments and recharges, YUVA PAY is the greatest financial inclusion app. It supports Mobile Wallet and BHIM UPI. You may effortlessly recharge your prepaid mobile phone and DTH, as well as pay your energy payments.

YUVA PAY is compatible with both internet and no-internet zones, as well as smart and basic phones. Money transfers between wallets and withdrawals from wallets to banks (for full KYC customers) may be done WITH OR WITHOUT THE INTERNET.

Get reward up to 2000 when you do minimum transaction (Non-UPI) Rs.100

Yuva Pay Referral Code: ENW95G

12. Fave

Fave UPI Cashback Apps

Fave is a savings app that provides quick cashbacks and rewards on UPI payments and Giftcard purchases. When you use Fave, you may get up to 40% cashback and interesting perks.

Fave app provides guaranteed rewards on all purchases made at Fave partner brands. Shop as usual, choose an item to pay for, use the Fave App to scan and pay, and get rewarded with cashback.

Get great benefits and rebates on every mobile payment at Fave partner brands, not just the first time. Simply scan, pay, and profit from every UPI transaction!

13. ICICI iMobile Pay

ICICI iMobile Pay UPI Cashback Apps

iMobile, the most complete and secure Mobile Financial app, accepts payments via the Unified Payment Interface (UPI) and provides over 170 banking services on your smart phone.

Using the Unified Payment Interface, you may instantaneously pay and receive money from anybody (UPI Payments). Your UPI ID serves as your virtual identity for UPI payments. To complete all UPI transactions, enter your UPI PIN. View and use all of your accounts, including Loans, PPF, iWish, Insurance, Cards, Deposits, and ICICI FASTag.

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