Best 8 UPI cashback app to earn reward on every transaction

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Send Money Via UPI and Get Cashback Best Indian Apps

Sending money to a friend or colleagues without knowing their bank account or ISFC (Indian Financial System Code) is no longer a Challenging task.

Making payments using the UPI services like Amazon Pay, Paytm, Google Pay, and PhonePe is both straightforward and rewarding, since the company gives cashback on every transaction.

Credit cards, debit cards, and Net Banking are all easy methods of payment, but adding UPI to the range of options makes it faster than any other method.

Using the UPI app is simpler than you would think. All you have to do is set up a new UPI account on the relevant app and start transferring money to your friends, shopping online, and making payments through third-party payment processors.

Make sure to take benefit of your new user registration bonus by transferring money to any UPI account or searching for a contact in your phonebook after creating UPI account.

1. Amazon Pay UPI

You can sign up for UPI using the Amazon Android App and create your own UPI ID (for example, phonenumber@apl). You can connect it to your savings account and begin making payments on the Amazon app and other third-party apps/websites that allow UPI.

Send money using Amazon UPI to get Amazon Pay Cashback, Travel Offers, Shopping Offers, and Recharge Offers and lots more.

Send Rs. 10 or more to any UPI and you will receive a scratch card.

Amazon Pay UPI Referral Code: QSTF56

Signup Bonus: Rs. 1 - Rs. 100

Refer & Earn: Rs. 75

2. Paytm UPI

Paytm app is a one-stop solution for all your daily requirements, and it also includes Paytm UPI. You can link your bank account to Paytm and send money to any UPI user or bank in a matter of seconds.

Paytm is well-known for offering cashback on shopping online, recharges, and bill payments. The same offer is valid with Paytm UPI. If you use Paytm, you can receive up to 750 in cashback when transferring or receiving money using UPI.

Send Rs. 1 or more to any UPI and you will receive a Rs. 100 scratch card.

Signup Bonus: Rs. 1 - Rs. 100

Refer & Earn: Rs. 1 - Rs. 100

3. MobiKwik UPI

MobiKwik welcomes users to join their network and pay with UPI. As a result, they reintroduced the invite and earn offer. Only after our referred friend makes their first UPI payment through MobiKwik will we receive referral rewards.

If you are a new user and do not yet have a Mobikwik account, you may create one and access a wealth of offers on Mobile Recharges, Bill Payments, Credit Cards Bills, Travel Booking and lots more.

Send Rs. 25 to any Mobikwik UPI handle (@ikwik) and receive Rs. 25 back.

Signup Bonus: Rs. 25

Refer & Earn: Rs. 75

4. PhonePe

With its offers and cashback, PhonePe has dominated the UPI market. Flipkart introduced PhonePe shortly after UPI started making waves in the industry.

PhonePe is an app that provides several payment methods for all of your online needs. With PhonePe, you can perform cell recharges and bill payments, use as a wallet to buy gift cards and movie tickets, and receive money back, direct discounts, and so on.

Send Rs. 1 or more to any UPI and you will receive a Rs. 100 Cashback.

Signup Bonus: Rs. 100

Refer & Earn: Rs. 200

5. Google Pay

Google Tej, now known as Google Pay, is one of GOOGLE's reliable and rewarding UPI Payment apps. They support practically every bank and provide an extra layer of security with pattern lock.

Google Pay not only supports UPI payments, but you can also pay your electric bill, mobile recharges and bill payments, movie tickets, and many more third-party payments directly from the app.

Google Pay Referral Code: 762lt

Signup Bonus: Rs. 1 - Rs. 100

Refer & Earn: Rs. 1 - Rs. 200

6. Payzapp

Payzapp Is A Complete Payment Solution That Allows You To Pay With Just One Click. You Can Link Any Bank's Debit And Credit Card To Payzapp And Enjoy The Most Convenient And Secure Payment Method.

Link any bank account and create a PayZapp UPI handle to make quick payments at shops, online shopping, ticket booking, online food delivery, and many more services at any time, to anybody, and from any location.

Make your first (Non-UPI) transaction with the referral code to receive Rs. 50 cashback.

Payzapp Referral Code: freebies

Signup Bonus: Rs. 50

Refer & Earn: Rs. 25

7. Yuva Pay

For all of your digital bill payments and recharges, YUVA PAY is the greatest financial inclusion app. It supports Mobile Wallet and BHIM UPI. You may effortlessly recharge your prepaid mobile phone and DTH, as well as pay your energy payments.

YUVA PAY is compatible with both internet and no-internet zones, as well as smart and basic phones. Money transfers between wallets and withdrawals from wallets to banks (for full KYC customers) may be done WITH OR WITHOUT THE INTERNET.

Get reward up to 2000 when you do minimum transaction (Non-UPI) Rs.100

Yuva Pay Referral Code: ENW95G

Signup Bonus: Upto 2000 Reward Points

Refer & Earn: Upto 2000 Reward Points

8. iMobile Pay

iMobile, the most complete and secure Mobile Financial app, accepts payments via the Unified Payment Interface (UPI) and provides over 170 banking services on your smart phone.

Using the Unified Payment Interface, you may instantaneously pay and receive money from anybody (UPI Payments). Your UPI ID serves as your virtual identity for UPI payments. To complete all UPI transactions, enter your UPI PIN. View and use all of your accounts, including Loans, PPF, iWish, Insurance, Cards, Deposits, and ICICI FASTag.


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