Make Money Selling Financial Products India

Selling financial products can be daunting?

But believe me when we say that you don't have to be a certified public accountant or a financial adviser to make money in the personal finance niche.

If you're anything like me, when you join any program, your primary goal is to earn commissions by recommending products so that when you wake up in the morning to see your money is starting to grow.

You can earn up to Rs. 50,000 per month working from home and with no investment simply by referring your friends to the program and beginning to reap its benefits.

You simply need to pick the best financial products, direct your audience to them, and then let the big banks, loan providers, and credit card companies close the deal.

And now is an extremely good time to begin promoting and selling financial products. After all, the majority of Indians are adopting an online tradition in which it is simple to open an account digitally.

Many companies in India have entered the fintech nich, offering users the ability to sell products and services directly through mobile phones, making it an amazing concept for users to make money from their mobile phones without paying additional fees for joining any website or becoming agent charges.

Who can join?

Anyone who wants to earn extra money without making any investments, from a housewife to a student, or from a retiree to someone with a little financial knowledge, can become an Advisor.

How much you can Earn?

Many users earn up to Rs. 50,000 per month simply by referring products to their friends and family; your earnings will be determined by how hard you work.

What are the Top Financial Products Categories?

  • Bank Accounts
  • Demat Accounts
  • Credit Cards
  • Wallets
  • Loans
  • Insurance
  • Credit Builder
  • Buy Now Pay Later

and a wide range of other products to choose from

What documents do I need to register?

  • Aadhar Card 
  • PAN Card 
  • Bank Account Details

How to promote?

You can share products via any medium, including Whatsapp, Telegram, Facebook groups, YouTube, or directly to your target audience.

how to become a successful financial adviser?

To be successful in business, make sure you first go through the training and video tutorials to learn the basics.

You can then advertise any product to your consumers by giving relevant information. This makes it easier for your consumers to understand and helps in generating more leads.

So, let us begin with the best financial app in India for making money online while working from home.

1. OneCode

Onecode is a Work From Home App and Refer And Earn Mobile App that allows you to earn money while sitting at home by working from your mobile phone.

You can earn money by referring all of these products on social media to your friends, family members, and neighbors. I'd like to tell you something. You can get up to Rs. 1,300 for a single account opening.

OneCode App works as a platform, containing products and services from numerous banks and institutions. Which you can access from a single location. And you don't have to invest anything in this application. All you need to do is forward the link. And anyone who signs up using your share link. Then his commission is deposited into your account.

OneCode Referral Code: one@freebiesloot

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, PayLater, Mutual Funds, Fastag, Recharge and Bill Payment, Investments, Cryptocurrency

2. TurtlemintPro

Are you looking for the best technology partner for your Financial Advisory Business? TurtlemintPro is the greatest insurance app and might be the solution to your problems! It is a one-stop solution that might transform your insurance business from home.

TurtlemintPro offers a wide range of insurance products from numerous insurers, as well as customised bundles of Mutual Funds that may be given to your consumers according on their needs/requirements. It gives a personalised dashboard with a MIS of all your leads, commission earned, and other information to help you track your rising insurance business.

On the app, there is a specialised section called the Turtlemint Academy that offers free training and PoSP (Point of Sale Person) certification for both life and general insurance. It includes a range of product-related and sales-related courses for different levels of learners to help you with your growth and learning. You can finish it at your own speed and advance your insurance career.

Financial Products: Insurance, Mutual Funds

3. Creditcode

You can make money online by simply sharing financial products using the Creditcode earning app. If you are looking for work-from-home jobs online, the Creditcode is an excellent choice. Get consistent monthly earnings that too with zero investment.

Join with no investment of money. Simply download the app and create a free account. You will be shown all of the things you can sell as well as the potential revenue. Simply begin sharing, and your journey to earning money online will begin.

Also receive regular product sales training. You will be able to learn and sell products with the help of their expert trainers.

Creditcode Referral Code: 97AU5C

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, PayLater, Mutual Funds

4. VO Advisor

Vo Advisor helps you in starting and managing a financial services business with no investment and working from home. With a single app, you can generate money without investing and provide financial products to your customers.

Vo Advisor gives you a virtual office in the form of a mobile application via which you can earn money by selling an endless number of financial products and services.

VO Advisor Referral Code: 39300126

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans

5. OneClickEarn

One Click Earn is a startup of DP DIGITAL INDIA COMPANY provides you with multiple ways to earn extra income from the comfort of your home.

Join One Click Earn App as a partner and earn up to Rs. 1,000,000 per month by referring their top products and services to your customers.

OneClickEarn Whatsapp Customer Support: +917411777907

OneCode Referral Code: OCE07598

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, PayLater, Recharge and Bill Payment

6. Rocket Singh

You can easily earn Rs 50,000 - Rs 1,00,000 per month using the Rocket Singh app.

You can recommend products to friends, family, people in your social circle, or even previous customers. When they buy the products you recommended, you will earn a commission, which will vary depending on the product and can reach Rs 2,500!

They also have an excellent referral programme that allows you to earn 10-15% commission on the sales of your referrals.

Rocket Singh Referral Code: RS214708

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, Insurance

7. Money On Dream

Money On Dream provides a diverse range of options. decided to promote financial products to your target market

Products from various categories, such as savings accounts, demat accounts, and upi apps, provide a plentiful source of earning opportunities.

Money On Dream Referral Code: MOD813499

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, PayLater

8. BankSathi

Bank Saathi provides us with an excellent opportunity to earn money online, allowing anyone to earn money while sitting at home.

Bank Saathi app offers many services in its dashboard, including Saving Account, Demat Account, and Insurance, as well as Credit Card.

Different services in the Bank Saathi app generate different amounts of money; you can work as a financial advisor or bank friend using this app.

BankSathi Referral Code: 39300138

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, PayLater, ITR and Tax, Cryptocurrency

9. GroMo

GroMo App is an online financial services app, but it has a unique feature in that it allows people to earn money online.

GroMo App allows you to earn money by providing financial services to others such as Saving Accounts, Demat Accounts, and Insurance Services. Using the Gromo App, anyone can earn up to 50,000.

GroMo assists you in launching and growing your financial products business. With a single app, you can now engage, grow, and manage all of your customers' financial needs.

GroMo Referral Code: ETK73154

Financial Products: Bank Accounts, Demat Accounts, Credit Cards, Loans, PayLater UPI

10. Wealthy Partner

Wealthy Partners App is one of the fastest-growing apps designed for insurance advisers, wealth managers, financial advisors, LIC agents, or anybody wishing to make money by selling insurance policies, mutual funds, unlisted stocks, or other financial products.

With Wealthy Partner App, you can start or build your wealth management, finance advice, mutual fund, or insurance business for free and start making money on every financial product sales.

Money On Dream Referral Code: MOD813499

Financial Products: Insurance, Mutual Fund, Fixed Deposits, Debentures


Send Money Via UPI and Get Cashback Best Indian Apps

Sending money to a friend or colleagues without knowing their bank account or ISFC (Indian Financial System Code) is no longer a Challenging task.

Making payments using the UPI services like Amazon Pay, Paytm, Google Pay, and PhonePe is both straightforward and rewarding, since the company gives cashback on every transaction.

Credit cards, debit cards, and Net Banking are all easy methods of payment, but adding UPI to the range of options makes it faster than any other method.

Using the UPI app is simpler than you would think. All you have to do is set up a new UPI account on the relevant app and start transferring money to your friends, shopping online, and making payments through third-party payment processors.

Make sure to take benefit of your new user registration bonus by transferring money to any UPI account or searching for a contact in your phonebook after creating UPI account.

1. Amazon Pay UPI

You can sign up for UPI using the Amazon Android App and create your own UPI ID (for example, phonenumber@apl). You can connect it to your savings account and begin making payments on the Amazon app and other third-party apps/websites that allow UPI.

Send money using Amazon UPI to get Amazon Pay Cashback, Travel Offers, Shopping Offers, and Recharge Offers and lots more.

Send Rs. 10 or more to any UPI and you will receive a scratch card.

Amazon Pay UPI Referral Code: QSTF56

Signup Bonus: Rs. 1 - Rs. 100

Refer & Earn: Rs. 75

2. Paytm UPI

Paytm app is a one-stop solution for all your daily requirements, and it also includes Paytm UPI. You can link your bank account to Paytm and send money to any UPI user or bank in a matter of seconds.

Paytm is well-known for offering cashback on shopping online, recharges, and bill payments. The same offer is valid with Paytm UPI. If you use Paytm, you can receive up to 750 in cashback when transferring or receiving money using UPI.

Send Rs. 1 or more to any UPI and you will receive a Rs. 100 scratch card.

Signup Bonus: Rs. 1 - Rs. 100

Refer & Earn: Rs. 1 - Rs. 100

3. MobiKwik UPI

MobiKwik welcomes users to join their network and pay with UPI. As a result, they reintroduced the invite and earn offer. Only after our referred friend makes their first UPI payment through MobiKwik will we receive referral rewards.

If you are a new user and do not yet have a Mobikwik account, you may create one and access a wealth of offers on Mobile Recharges, Bill Payments, Credit Cards Bills, Travel Booking and lots more.

Send Rs. 25 to any Mobikwik UPI handle (@ikwik) and receive Rs. 25 back.

Signup Bonus: Rs. 25

Refer & Earn: Rs. 75

4. PhonePe

With its offers and cashback, PhonePe has dominated the UPI market. Flipkart introduced PhonePe shortly after UPI started making waves in the industry.

PhonePe is an app that provides several payment methods for all of your online needs. With PhonePe, you can perform cell recharges and bill payments, use as a wallet to buy gift cards and movie tickets, and receive money back, direct discounts, and so on.

Send Rs. 1 or more to any UPI and you will receive a Rs. 100 Cashback.

Signup Bonus: Rs. 100

Refer & Earn: Rs. 200

5. Google Pay

Google Tej, now known as Google Pay, is one of GOOGLE's reliable and rewarding UPI Payment apps. They support practically every bank and provide an extra layer of security with pattern lock.

Google Pay not only supports UPI payments, but you can also pay your electric bill, mobile recharges and bill payments, movie tickets, and many more third-party payments directly from the app.

Google Pay Referral Code: 762lt

Signup Bonus: Rs. 1 - Rs. 100

Refer & Earn: Rs. 1 - Rs. 200

6. Payzapp

Payzapp Is A Complete Payment Solution That Allows You To Pay With Just One Click. You Can Link Any Bank's Debit And Credit Card To Payzapp And Enjoy The Most Convenient And Secure Payment Method.

Link any bank account and create a PayZapp UPI handle to make quick payments at shops, online shopping, ticket booking, online food delivery, and many more services at any time, to anybody, and from any location.

Make your first (Non-UPI) transaction with the referral code to receive Rs. 50 cashback.

Payzapp Referral Code: freebies

Signup Bonus: Rs. 50

Refer & Earn: Rs. 25

7. Yuva Pay

For all of your digital bill payments and recharges, YUVA PAY is the greatest financial inclusion app. It supports Mobile Wallet and BHIM UPI. You may effortlessly recharge your prepaid mobile phone and DTH, as well as pay your energy payments.

YUVA PAY is compatible with both internet and no-internet zones, as well as smart and basic phones. Money transfers between wallets and withdrawals from wallets to banks (for full KYC customers) may be done WITH OR WITHOUT THE INTERNET.

Get reward up to 2000 when you do minimum transaction (Non-UPI) Rs.100

Yuva Pay Referral Code: ENW95G

Signup Bonus: Upto 2000 Reward Points

Refer & Earn: Upto 2000 Reward Points

8. iMobile Pay

iMobile, the most complete and secure Mobile Financial app, accepts payments via the Unified Payment Interface (UPI) and provides over 170 banking services on your smart phone.

Using the Unified Payment Interface, you may instantaneously pay and receive money from anybody (UPI Payments). Your UPI ID serves as your virtual identity for UPI payments. To complete all UPI transactions, enter your UPI PIN. View and use all of your accounts, including Loans, PPF, iWish, Insurance, Cards, Deposits, and ICICI FASTag.


Earn Extra 5000+ When You Shop Online

"Every penny saved is a penny earned," as the saying goes. Nothing beats earning cashback on every product you buy on your favourite shopping websites. This article will teach you how to collect cashback on every rupee you spend online.

Everyone enjoys shopping online, but many people have no idea how to save money on their purchases.

Cashback websites are becoming an increasingly popular way to save money while shopping online. These websites give not only cashbacks but also discount coupons for renowned e-commerce sites.

What exactly are cashback websites?

Cashback websites are those that are linked to shopping sites. When you use the cashback site to visit your favourite sites such as Flipkart, Amazon, and Paytm and then make a shopping order, you will be rewarded for that activity. Best thing, You will not need to pay extra for that.

You will receive a different cashback amount depending on the shopping sites that provide different categories of products. Provided you have completed and ordered, your transaction will be tracked and you will be credited with cashback once the advertisers approve it.

Before you can withdraw your money to a bank or the other payment option, it will be put in pending mode. That is dependent entirely on the website and their terms; typically, payments are approved within 30-90 days. As a result, patients are required.

How do cashback websites works?

Cashback websites are a simple concept. Instead of going straight to a store, you use a link from a cashback website to reach a retailer's online store.

You continue to receive your product from the retailer, but you also earn money from the cashback website.

It is frequently a percentage of the entire amount paid.

The websites provide links to shops selling everything from groceries and cosmetics to insurance policies and mobile phones.

Is there a fee for cashback?

No, there is no fee to use cashback websites. Many individuals are concerned that these sites are a hoax - after all, free money does seem fishy.

They do, however, have a really clever business strategy that allows them to do so.

Cashback sites generate money by collecting a reward for referring customers to online stores, and you get a big portion of that profit (or, in some cases, all of it). Genius!

What can I do if my cashback/rewards did not track?

This could take anything from 5 minutes to 72 hours for your Cashback to be tracked by a cashback site.

You can check the status of your Cashback in the "My Earnings" section in most of the sites. However, if you made a purchase more than 3 days ago and haven't gotten a confirmation, then submit a ticket in the "Missing Cashback" section within 10 days of the transaction date.

Here are Top 15 Highest Paying Shopping Cashback Apps in India 2022

1. Cashkaro

Cashkaro is the best option among all cashback sites since it offers deals from over 1500+ websites. Cashkaro features a simple layout that allows you to access all of the top offers on the homepage. Simply search on your favourite website, click on any offer, and shop as usual.

Its partner sites include major online shopping platforms like as Amazon, Flipkart, Myntra, Jabong, and others, as well as online travel/hotel booking platforms such as MakeMyTrip, Booking.com, FabHotels, and others, and online recharging sites. Users can transfer cashback to their bank account or exchange it for gift cards.

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, Gift Card (Amazon, Flipkart)

2. Zingoy

Zingoy is one of India's most popular cashback websites, allowing you to save money on all of your online purchases.

Zingoy has a variety of payment options, including top shopping sites gift cards (Amazon, Flipkart, Myntra, Jabong, Nykaa, Domino's, and so on).

Zingoy now brings you discounts and offers from over 200 retailers, including Amazon India, Flipkart, Paytm, and BookMyShow; in addition to the typical deals and discounts.

Zingoy Referral Code: rehkan02

Minimum Amount for Payment: Rs. Rs. 100

Payment Options: Bank Transfer, Gift Card (Amazon, Flipkart, Myntra, Nykaa, Domino's etc)

3. FreeKaaMaal

FreeKaaMaal is a one-stop shop for freebies, deals, offers, and coupons in the online shopping universe.

FreeKaaMaal provides cashback on purchases from popular retailers by presenting the most updated offers and up to 100% cashback.

You may use Freekaamaal as a cashback tool since they provide amazing money back on the market's leading online stores.

Freekaamaal Referral Code: 413665

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, Gift Card (Amazon, Flipkart)

4. TalkCharge

TalkCharge offers a variety of offers to help people get the most out of their shopping experience.

Paying your bills and shopping online with Talkcharge might save you hundreds of bucks a month. Wait for TalkCharge's Add Money offer to get more cashback on every top up.

Furthermore, they offer their own digital wallet where customers can get cashback as actual money which they can use to make recharges, utility bill payments, and even buy giftcards from brands such as Flipkart, Big Bazaar, Croma, and others.

Minimum Amount for Payment: Rs. 99

Payment Options: Bank Transfer, TalkCharge Wallet Transfer, Bill Payments and Recharge

5. CouponDunia

CouponDunia is the EASIEST and BEST option to save money while shopping online at over 2000+ sites like as Amazon, Flipkart, TataCliq, Makemytrip, Pharmeasy, Myntra, BigBasket, Swiggy, and many more.

CouponDunia is one of the most established and trusted coupon and shopping deal websites. CouponDunia now allows registered users to earn cashback on any purchases made on their websites. Earn Extra cashback and make money by sharing CouponDunia deal links. Earn more by sharing more.

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, Gift Card (Amazon, Flipkart), Online Recharge, Wallet Transfer (Amazon, Paytm)

6. Letyshops

Through Letyshops, you can shop at Flipkart, Myntra, Ajio, and over 3300 more stores and earn a portion of the money you spent back in the form of Cashback. The best thing is that this Cashback is real money.

Letyshops offers cashback on a wide range of products and services, from groceries and clothing to electronics and travel bookings. You can easily save up to Rs 30,000 per year by using the LetyShops App and Desktop Site, which is completely free to use.

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, UPI, Paypal, Wallet Transfer (Amazon Pay, Paytm)

7. PaisaWapas

PaisaWapas stands out for its high-quality cashback service for its users. It offers the Quickest Cashback Withdrawal Service in India and is regarded as one of the biggest and fastest paying cashback websites.

PaisaWapas is one of the premier cashback apps in India, where you can get free mobile recharge , TV, electricity and utility bills coupons, among other things.. It  gives real money since the cashback is credited to your bank account and can be used anyway you see fit.

PaisaWapas Referral Code: ADMPN

Minimum Amount for Payment: Rs. 250

Payment Options:Bank Transfer, Mobile/DTH Recharge, Shopping Vouchers, UPI, Wallet Transfer (Amazon Pay, Paytm))

8. INRDeals

You can earn extra cashback when you purchase at Flipkart, Amazon, Myntra, Swiggy, and over 200 other top online stores in India.

The extra cashback is in addition to the existing discounts offered by the stores; to earn a cashback, simply create a free account at INRDeals, login and visit the merchant website via this app or desktop site, and you will earn extra cashback directly in your INRDeals account, which you can easily withdraw into your bank account!

INRDeals Referral Code: FREEBIES

Minimum Amount for Payment: Rs. 500

Payment Options: Bank Transfer, Gift Vouchers, UPI

9. Go Paisa

Gopaisa is a cashback website that rewards you for shopping online at ecommerce sites. For example, if you visit and purchase any product from Flipkart using Gopaisa, you will receive a specified percentage of your purchase price as cashback in your Gopaisa account, which you can then use for online transfers to your bank account, mobile recharge, online site gift vouchers, and so on.

It is quite simple to make money with them. Simply sign up or login to your account, and then use your Gopaisa account to access the particular eCommerce site (where you wish to buy something). You must then complete your transaction as you would on any other ecommerce site.

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, Gift Card (Amazon, Flipkart), E-Wallet Transfer (Paytm, Mobikwik), Mobile Recharge

10. HappyCredit

Get instant cashback benefits with HappyCredit when you purchase at Flipkart, Myntra, Ajio, Pharmeasy, and other 100+ partners. They call it Aishback because earning cashback with HappyCredit is so simple.

After you sign up, you can search for your favourite online shopping websites, nearby restaurant offers, and spa and salon deals. Grab cashback benefits in seconds. Cashback is real money that can be sent to any bank with a simple tap.

Minimum Amount for Payment: None

Payment Options: Bank Transfer

11. Hyyzo

Hyyzo is a cashback website centred on the concept of the joy of giving. This website features stores in categories ranging from food to travel and apparel and provides you 100% of the rewards it collects from its affiliate partners. When you shop with Hyyzo, you will get a percentage of your total bill as cashback within the specified time frame. You may earn money from Hyyzo in a variety of methods, including refer and earn, profit links, and tasks.

The site includes a unique task-based approach that allows you to complete activities and earn payback in the form of Hyyzo Diamonds, where 1 Hyyzo Diamond = 1. You can also use them to fund your bank account.

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, UPI, Wallet (Paytm)

12. CashBackPe

CashBackPe is India's fastest growing online shopping community and one of the most notable cashback websites, where you can earn up to 100% cashback on purchases from e-commerce sites such as Nykaa, Myntra, Flipkart, Amazon, MakeMyTrip, and Snapdeal.

CashBackPe allows you to save more money than any other cashback or deal website. CashBackPe ensure that their consumers receive the highest cashback and exclusive deals from our online partners. Coupons for Amazon, Flipkart, Paytm, MakeMyTrip, and many other stores are updated daily.

Minimum Amount for Payment: Rs. 200

Payment Options: Bank Transfer, Gift Card (Amazon, Flipkart, Myntra), UPI, Wallets (Paytm)

13. CashbackDuniya

For each transaction made via CashbackDuniya, they receive a commission from merchants such as Amazon, Flipkart, Myntra, Domino's, and others, and they provide more than 80% of this commission to their users as cashback. And they deposit the cashback into our users' bank accounts.

CashbackDuniya Makes It Simple for Students, Housewives, and Resellers to Make Money. CashbackDuniya is also used by many influencers to monetize their product recommendations and networks.

Minimum Amount for Payment: Rs. 250

Payment Options: Wallets (Paytm)

14. CashCry

CashCry is a rewards and discovery platform that allows users to earn cashback. It also offers merchants performance-based marketing. It works with merchants in a variety of industries, including general merchandise, travel bookings, fashion, health and beauty, groceries, and food delivery.

CashCry is compatible with practically every online shopping site you are familiar with. With this small change in your buying habits, you may save hundreds of rupees each month from CashCry App.

CashCry Referral Code: MPDS1W

Minimum Amount for Payment: Rs. 250

Payment Options: Bank Transfer, Wallets (Paytm)

15. Xerve

Xerve is India's first multi-category marketplace, bringing together all items and services such as furniture, fashion, travel, sports, food, and health. You can perform window shopping, price comparison, and learn about daily bargains, unique offers, and cashback at Xerve without wasting time searching for them on many websites.

Xerve provides coupons for a variety of products from various companies. Redeeming those coupons will allow you to receive some fantastic discounts and cashback.

The online platform allows you to compare prices and offers and choose the best one for yourself.

Minimum Amount for Payment: None

Payment Options: Bank Transfer