File your ITR Online Free

As the tax filing season approaches, people have several options for filing their income tax returns (ITR). Individuals submitting their returns independently can use the Income Tax Department's e-filing website to file their returns. Taxpayers might also seek expert advice from a chartered accountant.

Furthermore, third-party online platforms such as ClearTax, Tax2Win, TaxBuddy, Quicko, myITReturn, and others provide ITR filing services.

While utilizing the income tax department's e-filing system is free, employing chartered accountant services or online tax filing websites would cost money. As a result, before making a decision, taxpayers should investigate the fees connected with several popular tax-filing platforms. Choosing the best gateway might make the ITR filing process easier and more efficient for both individuals and corporations.

Here are the Top 7 Websites in India for Filing Income Tax Returns (ITR) Online 2022-23

1. TaxBuddy

TaxBuddy is a single source for all of your tax preparation and filing requirements. TaxBuddy uses technology to provide taxpayers with professional guidance at a low cost. TaxBuddy is a recognized E-Filing Intermediary with the Government of India, providing you with a dependable and trustworthy service.

TaxBuddy's expert-assisted Income Tax Return filing begins at only Rs. 999 and guarantees total peace of mind. They also provide complete GST filing services for small enterprises beginning at Rs. 700.

2. Tax2win

Tax2win has devised the simplest method for assisting India in filing its income tax returns. Tax2win's online ITR filing program, which is equipped with cutting-edge technology, allows you to file your return from the convenience of your home, work, or even while resting on the beach.

Tax2win's step-by-step return filing method makes submitting tax returns easier. For example, for taxpayers with solely salary income, ITR may be completed in a matter of minutes by simply uploading Form 16. The program instantly takes up the facts and fills out your ITR form, and it is currently the fastest in the industry.

3. TaxNodes

TaxNodes is an Indian business that provides crypto tax calculation and expert-assisted ITR filing. Their team of seasoned tax specialists is devoted to helping our clients understand the complicated world of taxes, particularly in the burgeoning sector of crypto taxation.

TaxNodes simplifies the process of calculating crypto taxes. They are compatible with all major cryptocurrencies and exchanges.

4. myITreturn

myITreturn is a registered e-return intermediary with the Income-tax Department of the Government of India. It was founded in 2006 as a subsidiary of Skorydov Systems Private Limited. It allows users to file ITR in over 9 Indian languages. English, Hindi, Gujarati, Marathi, Tamil, Telugu, Kannada, Malayalam, Bengali, and Punjabi are the languages supported.

myITreturn is a project that was created with the goal of making the ever-increasing tax filing nightmare a thing of the past. The website is simple to use and has a large number of devoted customers in India as well as worldwide.

5. Cleartax

Clear provides taxes and financial solutions to individuals, enterprises, organizations, and chartered accountants In India. Clear has 1.5 million satisfied clients, 20000+ CAs and tax specialists, and 10000+ enterprises in India.

To file an ITR online using the ClearTax platform, one must submit Form 16, claim his deductions, and obtain an acknowledgement number online. People can e-file their income tax returns for pay, residential property, capital gains, company and profession, and other sources.

Taxpayers can also access this website to file TDS returns, produce Form-16, use its Tax Calculator software, claim HRA, check refund status, and generate rent receipts for Income Tax Filing.

6. Quicko

Quicko is a well-known tax platform among investors and traders. Individual taxpayers may use Quicko to save, pay, and file their taxes online.

Taxpayers may use the income tax department to prefill incomes, deductions, and tax credits, connect demat accounts to conveniently import equities, mutual fund, and F&O trades, and e-file and e-verify tax forms totally online.

7. KoinX

KoinX is India's first cryptocurrency tax computation software, designed for tax professionals to make cryptocurrency tax accounting simple. KoinX provides tax professionals and accounting firms with the necessary technology to easily upscale their crypto tax service and develop their business.

KoinX's smart and trustworthy software was designed with one goal in mind: to ease crypto taxes. KoinX effectively manages crypto taxes, portfolios, and accounting in a dependable and user-friendly manner, while our automated technology helps you become more compliant.

Top Demat and Trading Account in India for Beginners

Do you want to try your hand at stock trading? If this is the so, you must first create the best demat account in India. There are numerous stock brokers in the share market who provide top demat account in India, but this does not mean you should select anyone blindly.

There are several online Demat account providers in the stock market. Quality, on the other hand, is not defined by quantity. So, in order to get the Best Demat Account in India, the correct method must be followed.

There are several trading platforms that provide a complete list of the best Demat accounts in India. You don't have to be concerned about the process. Needs to concentrate on a few important aspects to make the account loud to your wish. You can check by comparing those Demat and trading accounts based on the features specified.

What actually is a Demat account?

A Dematerialized or Demat account is one that allows users to maintain their financial instruments in electronic form. This means that it allows people to keep shares, bonds, stocks, and mutual funds in electronic form. A Demat account is similar to a savings account in that it is used to hold your money.

An investor/trader in India opens an online Demat account after registering with a stockbroker (Discount Broker/Full-service Broker). Indian share traders should have the best Demat account in India in order to trade shares in the most professional manner.

Documents are required to open the best Demat Account in India online

  • Passport size photograph
  • PAN Card
  • Aadhar Card
  • Bank Account Details
  • Blank paper for signature

So Lets check out the Best Demat Account in India – List of Top 14 Demat Account Online

1. Zerodha Demat Account

With over 1 crore customers, Zerodha is the largest and most trusted discount broker. Since the discount broker is best known as a trendsetter in the discount broking segment, it also provides excellent customer service, giving it an edge in the market.

Zerodha charges a lower brokerage cost of 0.03% per completed order, whichever is less. If you trade in large volumes, you can save up to 90% compared to other full-service stockbrokers. At Zerodha, stock delivery is completely free.

With Zerodha, you'll receive a Kite trading platform with rich charts, a sleek user interface, and other features for enhanced technical analysis. It is undoubtedly an excellent option for anyone searching to create the best Demat account in India.

Zearodha Fees & Charges:

  • Brokerage Charges: Zero for Delivery. Rs20/trade for all others
  • Account Opening Charges: Rs. 200
  • Annual Maintanance Charges: Rs. 300/year

2. Upstox Demat Account

When it comes to customer service, Upstox is one of the top Demat accounts in India. Their customer service is competent, experienced, and welcoming, and they can address clients' problems in nearly no time.

You can benefit from a 3-in-1 Demat account that is associated with your IndusInd Bank account. It provides robust alerts and notifications to keep you up to speed on the new updates in your trading account portfolio, industry, and market, making it the best Demat account in India.

Upstox Fees & Charges:

  • Brokerage Charges: Rs. 20/Trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 0 (Free)

3. Groww Demat Account

Groww, which started as a mutual fund platform, is a Bengaluru-based online discount broker in India that charges a standard brokerage across a variety of products such as IPOs, stocks, and mutual funds.

Investors can also invest in digital gold, fixed deposits, US stocks, and other assets through the stockbroker. Groww, as an online broker, does not provide any tips, recommendations, or research services. A fantastic option for the best online demat account in India.

Groww Fees & Charges:

  • Brokerage Charges: Rs. 20/Trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 0 (Free)

4. Paytm Money Demat Account

A Paytm Money Demat Account is quite beneficial to traders since the company offers several options through it. The broker house intends to provide all of its services through a digital media that is available to anyone.

The Paytm Money Trading Account is also beneficial to traders since it provides a wealth of relevant trading recommendations. The trading platform features a completely automated recommendation engine.

Paytm Money Fees & Charges:

  • Brokerage Charges: Rs. 15/Trade
  • Account Opening Charges: Rs. 200
  • Annual Maintanance Charges: Rs. 300/year

5. Angel One Demat Account

Angel one (formerly Angel Broking) was founded in 1987 and is one of India's most reputable full-service retail stockbrokers.

The full-service stock broker offers the best demat account in India as well as a variety of trading and investment services such as stock and commodity trading, investment advisory, loans against shares, margin funding, and other financial products. Currently, the company has over 100 branches and 11000 sub-broker offices spread over 1800+ locations.

Angel One Fees & Charges:

  • Brokerage Charges: Zero for Delivery. Rs. 20/trade for all others
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 240 + taxes /year

6. Nuvama (Edelweiss) Demat Account

Nuvama Wealth & Investment Limited (previously Edelweiss Broking Ltd.) is a full-service stockbroker situated in Mumbai, India. Nuvama Wealth is a CDSL and NSDL depository participant that provides free demat account opening services.

Edelweiss Demat Account can be accessed by customers via the Nuvama mobile trader app, the web, and X3 desktop trading interface.

Nuvama Fees & Charges:

  • Brokerage Charges: Rs. 10/trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 500/year

7. Kotak Securities Demat Account

Kotak Securities is a reputed full-service broker in India that offers discount brokerage as well as premium full-service products through its Trade FREE Plan.

Kotak Securities was a full-service broker with premium services but hefty brokerage fees in the past. However, with the entry of discount brokers into the Indian stock broking sector, they began to face stiff competition from new disruptors such as Zerodha and Upstox.

Kotak Securities Fees & Charges:

  • Brokerage Charges: Rs. 20/trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 550/year

8. Dhan Demat Account

Do you require a reliable Demat and trading account? If so, you should think about Dhan. It is a sophisticated platform with a user-friendly interface and a variety of tools to help you make smart trading decisions. The best advantage of Dhan is that you can trade immediately on TradingView Chart.

Dhan is a low-cost solution for investors and traders. It does not charge any account opening fees, yearly maintenance fees, or platform costs.

Dhan Fees & Charges:

  • Brokerage Charges: Rs. 20/trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 0 (Free)

9. 5Paisa Demat Account

5paisa is India's fast rising discount broker, providing trading and investing services in a variety of markets such as equities, derivatives (F&O), and currencies. 5paisa is a BSE and NSE listed company. 5paisa has had unrivalled access to technologies created by its parent company IIFL for over two decades in the retail broking sector.

IIFL promotes and supports 5paisa. The brokerage company now has over 1.2 million clients. Traders and investors may use 5Paisa to open the best demat account and invest in the equities, commodities, and currency markets.

5Paisa Fees & Charges:

  • Brokerage Charges: Rs. 20/Trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 300/year

10. ICICI Direct Demat Account

ICICI Direct is one of India's top-rated retail stockbrokers, providing best-in-class trading services to over 50 lacs consumers.

Traders and investors can trade in stock, commodities, and currencies on the BSE, NSE, and MCX. There is also the ability to invest in IPOs, mutual funds, NCDs, fixed deposits, house loans, and loans against securities, among other things.

ICICI Direct Fees & Charges:

  • Brokerage Charges: 0.55%
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 700/year

11. Motilal Oswal Demat Account

Motilal Oswal does extensive research to give consumers with sound guidance. They also provide portfolio management services to assist you in managing your complete portfolio and making sound decisions.

It is one of India's oldest demat accounts, offering financial services. Their knowledge in financial services such as Demat accounts is unparalleled and difficult to match. Motilal Oswal has over 1700 branch locations to give support and assistance in addition to online help.

Motilal Oswal Fees & Charges:

  • Brokerage Charges: 0.50%
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 550/year

12. IIFL Demat Account

IIFL Demat Account has been in the market for more than 25 years. It allows you to create a Demat account for free and provides market analysis tools so that you can invest when you understand the market patterns.

Trading and value investing would require a percentage-based brokerage fee. The Investor plan, Premium plan, and Super Trader plan are the three brokerage plans offered by IIFL. The high volume traders favour IIFL.

IIFL Fees & Charges:

  • Brokerage Charges: Rs. 20/trade
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 250 + taxes /year

13. Sharekhan Demat Account

Sharekhan, widely regarded as India's third largest full-service stockbroker, is unquestionably a reputable name in the sector of full-service broking. Sharekhan has over 18 lakh clients and provides trade execution services for equity cash and derivatives categories on the BSE and NSE, as well as commodities trading capabilities on the MCX and NCDEX.

It has exceeded its 500+ branches in India. As a traditional broker, it also maintained its market position and supplied one of the Best Demat Accounts in India with a free Call & Trade feature.

Sharekhan Fees & Charges:

  • Brokerage Charges: 0.50%
  • Account Opening Charges: Rs. 0 (Free)
  • Annual Maintanance Charges: Rs. 400

14. HDFC Securities Demat Account

HDFC Securities is a subsidiary of HDFC Bank and an equity trading company. HDFC Demat Accounts and Trading Accounts provide web trading as well as trading via trusted phone apps.

The HDFC Securities trading account has a three-in-one function that combines your HDFC Demat and trading accounts with your existing HDFC bank savings account. With such integration, you can avoid wasting time when moving your cash and shares. HDFC Bank has a large network throughout India, and HDFC Securities is also included in the Best Demat Account in India catalogue.

HDFC Securities Fees & Charges:

  • Brokerage Charges: 0.50%
  • Account Opening Charges: Rs. 999
  • Annual Maintanance Charges: Rs. 750

Reseller Platforms in India Working from Home

If you're looking for a second source of income or want to start your own business from home, here is the place to be.

Reselling Apps provides you with a one-of-a-kind opportunity to earn money from the comfort of your own home without any investment by simply registering as a reseller and starting your reselling business, and launching an online business without any investment.

We urge every housewife, resident entrepreneur, senior citizen, and teacher to utilize the try reseller platform to achieve their ambitions, whether they are from a metro city or a town.

What exactly is online reselling, and how does it work?

The market for online reseller business opportunities in India is one of the most recent small business trends. There has never been a better moment to learn how to establish an internet reselling business.

As the title suggests, a reseller gets items from suppliers (manufacturers or wholesalers) and then sells them to end-users. As opposed to a homegrown brand or label that sells its items, resellers focus on selling ready-made products to their buyers.

Reseller apps, such as Meesho or Glowroad, provide you with access to a catalog of the top reseller products to sell, allowing you to earn money online without investing and making money from your mobile phone. However, many new reselling programs in India provide branded items with large profit margins to assist you in becoming a successful online reseller.

Here is a list of top 10 Reselling Apps in India for making money online working from home


COFE is India's largest and most successful SIM-based router firm, supporting all Indian SIM cards.

Their routers are equipped with 5G technology, which means that they all support 5G SIM cards. COFE has been tackling connection challenges across India with over 1 million units supplied and thousands of satisfied customers.

Here is a chance for you to become a COFE reseller in your area and develop a business that is profitable.

2. Shopsy

Shopsy is a Flipkart mobile app that lets consumers shop and earn commissions on every purchase they make for their customers on the app.

You can earn commissions on products bought by your followers or family members by using the Shopsy app.

You will be able to find products at the greatest rates, receive unique discounts, and earn money on every purchase made by your customers since you will be able to add your margin to it.

Unlike other reselling apps and websites, the Shopsy process is straightforward. You can also add as much margin as you like and your customers agree to pay.

To increase the number of purchases and orders, Shopsy allows you to effortlessly connect your business to their app and website.

With this app, there will be no more difficult procedures. The integration is quick and simple, freeing up your time for more important tasks.

Welcome Offer for New user: Get Rs. 150 (Rs. 50 Referral Bonus + Rs. 100 Welcome Offer) When you order anything from the app value above Rs. 300 

3. Meesho

This popular reselling app, established by two Delhi graduates, began modestly, as do other businesses in the market. They made resale easier by utilizing popular social media platforms. The company has achieved tremendous development in the sector of reselling throughout the years.

The nicest part about Meesho App is that the company is very strict about product quality. They keep a high standard for everything they possess, which benefits users in terms of quality.

At the same time, if customers have any issues with the products, they may take advantage of the flexible exchange and return policy. With continuous client input, Meesho can ensure that the quality of their products is always the finest!

Meesho Referral Code: REHANKA298FRD1

4. Shop101

Shop101 is an India-based social e-commerce platform that serves as a middleman between wholesalers and resellers.

It is a useful platform for Indians to make a decent income. Even though there are many similar platforms available, Shop101 is the best in many ways.

5. Glowroad

A medical student founded the company In 2017 with the express intention of assisting housewives. Now, the app has plenty of other resellers and providers. The feature of this reselling company is that they provide each reseller with a unique URL for their online stores.

This is one of the reseller apps that allows you to build up your own e-commerce business quickly. The quality analyst team ensures that users only offer high-quality products to customers.

6. Instamojo Reseller Program

If you have clients who are interested in business services then Instamojo Reseller Program is made for you. 

Unlike other reselling apps which offer physical products, Instamojo Sellers sells services from categories such as Digital Marketing, Social Media Marketing, SEO, Email Marketing, B2B, Online Subscription, Business Softwares & Tools, Courses, Digital Downloads etc. Not to forget, they too offer reselling commission across all categories including shopping and retail.

Unlike Other reselling apps where you get margin from 10% to 20%. On Intamojo, You Will get Reselling Commission Upto 90%

After Registraion You will Find Reselling Program from The Left Section.

Instamojo Referral Code: REHANWEBS3c5c

7. Rapidshop

RapidShop is a simple way for you to create your own digital fashion store for FREE. You can easily become a reseller, open your own digital fashion business, and generate a consistent income without investing a single rupee.

On RapidShop, you can sell Men Sneakers, Loafers, Women Sneakers, Men Formal Shoes, Slippers and Flipflops, Men Sports Shoes, Women Sport Shoes, Men Casual Shoes, Sandals and Clogs, Flats and Bellies, Sports Clothing, Heels and Wedges, and much more! Not only that, but there are other compelling reasons for you to become a RapidShop reseller.

All products will earn you a good commission. You will receive commission revenue if one of your friends purchases something from your digital store. The more people that shop at your businesses, the more money you'll earn.

Rapidshop Referral Code: R3198072

8. TunTun

This app specializes in female fashion and luxury products. It specializes in the online resale of Kurtis, suits, sarees, jewelry, lehengas, and wedding wear. Women who run home boutiques can use this app to turn their home business into a profitable online business opportunity.

Buyers using this app are pleased since they receive benefits such as weekly cash rewards, points, and cash on delivery. It is a user-friendly app with a simple 7-day return policy.

Promotions and marketing tactics are effective in this setting since they provide regular updates via email, SMS, Whatsapp, and the app.

9. Milmila

MilMila is India's leading wholesale reselling app, with over 10 lakh resellers relying on it to make money online. MilMila empowers small and medium-sized entrepreneurs, housewives, students, and anybody else who wants to create a part-time/home-based job without investing anything.

Share Milmila Wholesale price products in your WhatsApp, Facebook Groups, and social media sites with a high earning margin to your customers, and when they give you an order, place it on the Milmila Reselling App. Begin making money by reselling an app.

10. Yaari

Yaari is a social commerce marketplace where anyone can start their businesses and make money by reselling products on the most popular social media platforms such as Facebook, Instagram, WhatsApp, and others.

Once you've installed it and signed up for the app. You'll be able to see a wide range of branded items in over 200 different categories, all of which are high quality and reasonably priced. They also provide hassle-free shipping and simple returns.

Why should you open a reselling business?

To sell products online, you don't need a groundbreaking new product concept. To begin your own eCommerce business, you don't even need to produce your products. There are several business models you may use that put product development, production, and even fulfillment in the hands of others— and earnings in your pocket.

One such approach is reselling. Becoming a reseller is a terrific way to get started selling online without having to start from scratch.

A reselling business has several advantages and may be a lucrative business strategy, particularly if you have specialist knowledge. When you don't have to go through the phases of product creation and audience growth, you can establish an eCommerce business faster.

No need to open a store

Because most transactions take place over the internet, online reselling does not require visiting physical stores. To attract more consumers, all you need to do is create an amazing online store.

Sell a wide variety of products

Fashion, jewelry, leisure, and various other products are accessible on reselling applications. You don't have to limit yourself to reselling a single product when you have a plethora of options available to you.

There is no investment required

If you've always wanted to start your own business, here is the place to start. This business requires no investment and minimizes the burden of dealing with logistics because all the responsibilities of this business are reselling apps.

Set your margins freely

Most items are accessible at wholesale prices on various reselling applications. You are allowed to include any margin you like. However, before you price any product, consider industry standards.

Lesser Time Commitment

Because reselling applications handle most business transactions, the reseller does not need to adhere to a strict schedule.

There is no sales target

You are not required to meet targets to get paid. Failure to reach targets will not damage your reselling career. You may resell anything, at any moment, without regard for sales or targets.

Financial Risk is Minimal

Because online reselling requires no investment, the reseller faces no financial risk. They do not need to be concerned if their online store does not thrive as planned or drowns in the process.

Work from home business

You don't have to leave your house as a work-from-home reseller to buy and sell online. You can run your online resale business from anywhere in the world as long as your phone has internet access.

After joining any of the best reseller programs and completing the training they provide, you may start selling products online from home instantly.

How to promote your products?

After joining the reselling app, the big question is how to find customers?

As most reselling websites suggested, the best place to promote your products is from instant messaging apps like WhatsApp & Instagram. You can also promote them from Olx, Facebook Marketplace. Join Facebook buy sell groups and WhatsApp groups to find more customers.

Online Payment vs Cash on Delivery(COD)

For the buyer and seller's comfort, most reselling apps offer both prepaid and postpaid methods. 

You can choose whichever method of payment your buyer wants. If you are choosing an online payment method, then take money first from your buyer, and you will have to make an order for them from your debit/credit card, UPI, wallets, net banking, or any other online method website integrated with.

If your buyer wants to cash on delivery order, then choose the COD method and let them pay on delivery; you will get your margin from reselling app on earning section.


For some reason, if your customer is unhappy with the product, you have an option to return or exchange the product. Most apps offer 7-14 day easy returns if they are unsatisfied with any item. This can be done from your order section.

You will get your refund to the original payment method you choose while making an order.

How to Set Margins?

Margins are nothing but your from the product you order for your customer. Since you are ordering for your customer through the app, you will see an option to set a margin for order on the payment page.

Most preferably set margin about 10% - 15% as most customers don't want to pay extra. For Example, If your customer chooses a product value worth Rs. 500, then you can add your margin of Rs. 50. Your customer will have to pay Rs. 550 as the final price during delivery.

Shipment & Logistics

Reselling apps are tied up with logistic partners that offer delivery to all over India. It is just like ordering products for yourself from top sites like Amazon, Flipkart, Myntra, Paytm, etc.

Most sellers offer Free Shipping, while you may find shipping fees on some products. To avoid shipping charges, always choose products from top sellers.

How do I choose the best Indian reselling app?

With the rise of eCommerce and reselling websites in India, new reselling apps arrive on the Google Playstore virtually every day. There is also a reseller app for clothing and a reseller platform for jewelry.

It is tough to select the best reselling app in India because all of these online reselling apps are excellent in their own right. All reseller apps are working to enhance their marketplaces and products in order to provide a better overall experience for resellers.

The best resale applications, such as Meesho and GlowRoad, also have the highest user ratings and reviews, which is why they are regarded as the best reselling apps in India.

So, while deciding which is the best reselling app for you, we recommend downloading and testing the best reselling apps for yourself before deciding which one works best for you.

Remember that the cheapest or lowest-priced reselling app is not usually the best quality reselling app.

The finest reselling apps also prioritize strong product quality and an exceptional customer experience in order to assist its customers to make money online as a product reseller.

Free Amazon Us Stock Bonus Offer

The INDmoney referral program is one of the greatest ways to get free US stock by referring your friends.

You will be rewarded for each referral you make just by encouraging your friends to download the app and finish the KYC procedure.

You will receive a scratch card for each person you refer, which you can later redeem for free Amazon stocks.

What is INDmoney

INDmoney is a Super Money App that manages all of your finances in one place. The app keeps track of all your existing investments at no cost. 

INDmoney is a fantastic platform for investing in US equities from India at no fee and with a simple account opening method.

INDmoney refer and earn program
Download INDmoney App Download Now
INDmoney Referral Code REH1QVNCUSS

Update: To receive free stock, you must first deposit funds (worth Rs.1000) into your US stock account

How to Open INDmoney Account

  1. Download INDmoney App from Here
  2. Install the app & create your account by providing your details
  3. Complete KYC Process by Entering Your Aadhar Card & Pan Card Details
  4. Once Your Account is Active, Click on US stocks Tab from Top Menu
  5. Create US Stock Bank Account and Add Money to Activate Your Account
  6. Once Your account approved, You can start Buying any US stock

How to Refer Your Friends on INDmoney App

  1. Open INDmoney App
  2. Click on US stocks Section
  3. Check Earn Rs. 500 From Top
  4. Invite your friend and once they add Rs. 1000 or more to their US account, You will be rewarded with Scratch Card
  5. You can Earn Maxium 5 Referral Reward per month

How Does the INDmoney Referral Program Work?

The INDmoney referral program lets you to earn free US shares by referring friends. When your friends download the INDmoney app and open a new account, you will receive free US stocks.

You and your friend will each receive a scratch card that you can redeem from the rewards section for any quantity of stock ranging from Rs. 10 to Rs. 1000.

How many free US stocks will I receive as a reward of the INDmoney Referral Program?

This program allows you to invite an infinite number of friends to earn free US stock. The amount of the prize might be at random and changes on a regular basis.

Invet in Mutual Fund Best Platforms

If you want to be financially secure in life, investing in mutual funds is the way to go. However, investing any amount of money requires the right app, and with so many apps available, users may find it difficult to choose the finest app to invest in mutual funds in india.

Mutual funds offer a wide range of benefits to investors, and as a result, many people are changing toward this investment via various ways and mutual funds apps.

You can manage your risk by diversifying your investments using mutual funds. This also provides tax benefits. Furthermore, funds are managed by specialists who have extensive understanding of how the market works, and these professionals ensure that your invested money will generate impressive returns.

You can invest in mutual funds through a variety of methods. The most popular of all time is the Systematic Investment Plan, often known as SIP. Every mutual fund includes two types: direct and regular. Furthermore, the fundamental distinction between the two is the distribution commission.

Because mutual fund investment is fairly affordable, with people able to begin investing with as low as INR 500, the best mutual funds app in India should reflect the same degree of affordability. This may be accomplished by giving a diverse range of mutual fund plans to investors, who can then choose where to invest.

So, let us look at the best mutual funds app in India for investing in mutual funds.

1. Groww

Groww Mutual Fund App

Groww is the app for you if you're just getting started with mutual fund investing. Mutual fund buying and sales are completely free, with no hidden charges or brokerage fees. It provides direct mutual fund investment with no commissions and no account opening fees.

The app is simple to use and requires no paperwork or complications. The app includes a dashboard where you can track all of your investments, annualised returns, and total returns. The account opening process is extremely simple, takes less than 30 minutes to finish.

2. Coin by Zerodha

Coin by Zerodha Mutual Fund App

Zerodha is a well-known investment platform and the most user-friendly app for investing in mutual funds. Moreover, the platform has a Coin application that is fully compatible if you already have a Zerodha account. So, log in to your app account, and that's all there is to it. You're ready to go.

The Coin by Zerodha app allows customers to invest in roughly 40 fund houses' mutual fund schemes without paying any fee. The top mutual fund app in India has a significant client base, which explains why it is regarded as one of the best mutual fund apps in India.

Because the coin is linked to a zerodha account, you must first sign up for a zerodha account.

3. Paytm Money

Paytm Money Mutual Fund App

Paytm Money Mutual Funds is another popular mutual fund app in India. Paytm Money allows users to obtain 1% better returns by investing in direct mutual funds through it. Furthermore, the app does not charge any fees for buying and selling mutual funds, therefore investing in mutual funds is free of charge.

Paytm Money is supported by a completely paperless KYC verification procedure, which speeds up and simplifies the account opening process significantly. The app makes it easy to keep track of your mutual fund holdings. Through the app, investors may also invest in several types of mutual funds such as liquid funds, ELSS funds, equity funds, and others.

4. Kuvera

Kuvera Mutual Fund App

Kuvera provides resources that make investing in mutual funds easier for beginners. Its one-stop tracking dashboard allows you to keep track of the performance of direct mutual fund investments made using the app. There is a feature that allows you to manage joint investments through family accounts. Surprisingly, the app's key feature is the ability to make goal-based investments.

The platform helps you create life objectives and proposes schemes based on your investments and existing portfolio. Aside from mutual funds, you can also use the app to invest in the stock market and gold. Tax harvesting, reporting, and TradeSmart are also included in the app. One can simply track investment performance using a one-stop tracking dashboard.

5. ETMoney

ETMoney Mutual Fund App

ETMONEY is another excellent platform for investing in mutual funds directly. This Times Group app provides great insights into your assets, especially for those who are just starting out with mutual funds.

The app is simple to use and comes with a fully automated network. It provides a one-stop shop for everything. It helps in the tracking and management of spending through the use of an expense manager. Not only that, but it also allows for SIP or lump sum investments and helps reduce tax on SIPs in ELSS mutual funds. It recommends investing ideas based on the user's financial objectives. It also allows access to a variety of financial services, such as buying insurance policies and obtaining quick loans.

6. FundsIndia

FundsIndia Mutual Fund App

FundsIndia is a mutual fund investment application which makes investing in mutual funds easier than before. This app appeals to us since it is basic, well-designed, and simple to use.

It is compatible with both Apple and Android phones. Each component on this app is incredibly user-friendly and works in tandem to present users with a comprehensive picture of their portfolio.

This company provides investors with useful and creative services. It serves as a platform for mutual funds, term deposits, stocks, and bonds. They have enabled investors to manage and monitor their investments in ways never before seen in the Indian financial services business.

7. Navi Mutual Fund

Navi Mutual Fund App

Navi mutual fund has shown to be one of the finest mutual fund apps in recent years, with large gains. It is a new entry in the Indian mutual fund industry that was founded by Flipkart co-founder Sachin Bansal's financial services startup, Navi Technologies.

The website offers a user-friendly interface for investing in mutual funds and a selection of mutual fund investment alternatives from well-known asset management firms. Navi mutual fund also offers personalized investing solutions, tax-saving strategies, and goal-based planning tools to assist investors achieve their financial objectives.

8. Scripbox

Scripbox Mutual Fund App

Scripbox is a tool that assists you in achieving your financial objectives via careful preparation. It also organizes and helps you in selecting a balanced investing strategy with low risk.

As a result, this investing platform keeps up with the financial developments affecting its clients. Changes may include increased education prices or inflation, and then advice is provided accordingly.

9. myCAMS

myCAMS Mutual Fund App

The myCAMS App is the easiest way to access and track your mutual funds on the move. The app is simple to use, and it makes it exceedingly simple to keep track of your money.

When you first use the myCAMS app, you'll be able to enter your financial information in one place and then sync it across numerous devices, allowing you to follow your assets from anywhere.

You may also use the myCAMS app to speed your purchasing process, ensuring that you don't miss out on any investing possibilities.

What exactly is a mutual fund?

A mutual fund is an investment vehicle that combines money from several participants to buy various securities. However, most individuals consider mutual funds to be an investing option. In actuality, you may use an investment vehicle to invest in numerous financial products such as stocks, bonds, gold, and money market instruments.

When you purchase a unit in a mutual fund, you acquire a minor ownership in all of the fund's investments. Mutual funds may be an excellent investing option due to their simplicity of use and the benefits they provide.

How does mutual funds work?

A mutual fund is essentially a trust that pools funds from a group of like-minded participants.

Many mutual fund schemes are managed and operated by Asset Management Companies (AMCs). Each scheme has a particular investment aim that caters to specific investment requirements.

The money gathered from investors is invested in numerous channels such as equities, gold, bonds, and other assets based on the fund's aim. Each fund is overseen by a financial expert known as a fund manager, whose purpose is to maximize the returns on the fund's investments. The revenue earned by the fund is split and dispersed proportionally to the investors.

How to invest in mutual funds Apps

Investing in mutual funds is a simple and easy process.

To begin your mutual fund investment journey, follow these steps:

  • Step 1: Download the Mutual Funds app and create an account.
  • Step 2: Complete your KYC procedures (if you have previously done so, skip this step).
  • Step 3: Fill in the blanks with the essential information.
  • Step 4: Determine the funds in which you want to invest depending on your financial objectives.
  • Step 5: Choose the proper fund and transfer the funds.
  • Step 6: If you invest through a SIP on a monthly basis, create a standing instruction with your bank.

Is investing using mutual fund apps safe?

Yes, investing using mutual fund apps is secure since the mutual fund apps use security measures and are regulated by SEBI to keep users' money safe. Furthermore, the transactions are arranged in such a way that the money cannot remain with middlemen for more than a day. If your money is not invested on a specific day, it is repaid to you that day. In brief, mutual fund applications are regulated by SEBI and hence safe to invest in.

Which is the best app for investing in mutual funds?

  1. Groww
  2. Coin by Zerodha
  3. Paytm Money
  4. Kuvera
  5. ETMoney
  6. FundsIndia
  7. Scripbox
  8. myCAMS

How can I withdraw funds from my mutual fund app?

The mode of withdrawal is determined on the mutual fund app you are using. You must sell or redeem a few units of a mutual fund at the NAV on that day in the amount you choose. You can withdraw your money after the redemption is complete. You might think about investing in liquid funds using the immediate cash option provided by a few applications. If you have submitted a power of attorney for your account, you can withdraw your money in 30 minutes. Please keep in mind that you will be charged an exit load according on the time period in which you invested and the AMC. Other taxes are also applicable.

How can I know whether a mutual fund app is safe to use?

Before shortlisting and narrowing down the safest pick, you should undertake some basic due diligence on different mutual fund apps and check to see if the app has an AMFI ARN Code and is registered with appropriate regulators.

Is it OK to link bank account information to a mutual fund app?

Because connecting a bank account is required to begin a mutual fund investment, one must first verify the legitimacy of the investing platform before advancing.